RAC comments on "disturbing" rise in social media insurance scams

Commenting on reports of drivers being caught out by so-called 'ghost broking', where fake car insurance is sold through social media channels, RAC Insurance managing director Mark Godfrey said:

“This is a very disturbing crime which takes advantage of young male drivers who are naturally keen to take out cheaper car insurance as they are paying the highest premiums in the market due to the higher risk.

“It is particularly worrying when you consider that many of the individuals taken in by ‘ghost brokers’ are those who can least afford the devastating financial and personal consequences of being involved in an accident without valid insurance.

“Unfortunately social media makes it far easier for scammers to identify and target young male drivers.

“We urge every young driver to be extremely wary of approaches from so-called insurers via social media. Whenever considering insurance cover drivers are best advised to choose a reputable motor insurer and to ensure they check all of their paperwork. If a deal sounds too good to be true then it probably is.”

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About RAC Media Centre

The RAC Media Centre provides journalists and news outlets with the latest motoring-related news, comment, data and research.

The RAC is an iconic British motoring organisation and has been championing drivers since 1897. Today it is one of the UK’s most trusted brands, providing complete peace of mind to over 15 million drivers across breakdown cover, insurance, and mobile servicing and repairs.

Its nationwide patrol force attends more than two million breakdowns every year, while its position as the UK’s leading independent insurance broker helps motorists find the right cover with confidence. The RAC has also reshaped the service, maintenance and repair market with its Mobile Mechanics, who carry out servicing and repairs at drivers’ homes or workplaces.

Committed to innovation, the RAC is fully electric‑ready with mobile EV charging technology for stranded drivers, and a suite of digital and data‑led solutions that make motoring easier and more affordable for consumers and fleets. These services come together in myRAC – the all‑in‑one app for vehicle maintenance, cheaper fuel finding and breakdown assistance.

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