RAC chosen by BGL to underwrite its legal expenses insurance book

Following a competitive tender process, the RAC’s Legal Services business has been selected by BGL Group to underwrite its motor and home legal expenses insurance (LEI) business.

BGL is a leading digital distributor of insurance and household financial services to 10m customers through its own brands and those of its 12 household name partners. Within its Insurance, Distribution & Outsourcing business it offers LEI products to almost 3m motor and household customers.

RAC Legal Services was chosen as BGL’s preferred underwriter partner given its extensive expertise in the field, providing legal services to more than 5m customers, and its ability to underwrite its own LEI policies.

The RAC also provides similar services to other similar large corporate partners thanks to its in-house capabilities including motor, commercial and household legal advice helplines, First Notification of Loss services, claims handling and its specialist solicitor panel.

RAC Legal Services general manager Paul Evans said: “We are delighted to have been selected as BGL’s underwriting partner as this is a reflection of our achievements in a very competitive field.

“We believe our expertise and skill-set across all elements of the legal services’ arena played a part, particularly as the sector is on the brink of major changes in the run-up to the whiplash reforms and increase in small claims court limits coming into force next year.

“Our in-house abilities and expertise allow us to offer compelling and bespoke solutions, while ensuring that we support our corporate partners and their customers both now and post the reforms.”

Ursula Gibbs, Insurance and Aggregation Director in BGL’s Insurance, Distribution and Outsourcing division, said: “It was clear throughout the tender process that the RAC was well positioned to manage an LEI book as big as ours, spanning both motor and home policies for many high-profile brands.

“We are confident the RAC is the right partner to work with us on the next stage of our LEI journey.”

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About the RAC

The RAC is an iconic British driving services brand and has been championing drivers since 1897. Today it is one of the UK’s most trusted names, providing complete peace of mind ® to over 15 million drivers across breakdown cover, insurance, and mobile servicing and repairs.

Its nationwide patrol force attends more than two million breakdowns every year, while its position as the UK’s leading independent insurance broker helps motorists find the right cover with confidence. The RAC has also reshaped the service, maintenance and repair market with its Mobile Mechanics, who carry out servicing and repairs at drivers’ homes or workplaces.

Committed to innovation, the RAC is fully electric ready with mobile EV charging technology for stranded drivers, and a suite of digital and data‑led solutions that make motoring easier and more affordable for consumers and fleets. These services come together in myRAC – the all‑in‑one app for vehicle maintenance, cheaper fuel finding and breakdown assistance.

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